概要

Riaz Ahmed is a professional business developer with more than seven years experience’s in business development process, involved in credit risk compliance and development of new business opportunities. A strong and inspirational leader who knows how to drive team members to greater success. Riaz Ahmed has experience of scheduling, supervising, and motivating branch staff so that they achieve maximum efficiency. He is an expert at managing a high level of customer expectations, dealing with complex managerial problems and ensuring that sales targets are met. On a personal level he has a professional appearance, enthusiastic attitude and has the ability to instill trust and confidence in customers. Right now he is looking for a suitable position that offers brilliant prospects for future development and career advancement.

工作经历

公司标识
MSME Loan Officer
HBL Microfinance bank
Jun 2020 - 代表 | Badin, Pakistan


Identify new MSME/ small business enterprises in the assigned area, and achieve monthly targets.
Develop and analyze financial statements of the MSMEs in order to access the financial soundness of the business and his repayment capacity.
Conduct loan appraisal, collect and verify detailed information (personal, business, guaranties and collateral pertaining to MSMEs) to open new MSME loan accounts.
Develop and analyze socio-economic and financial statements (cash flow, income statement & Balance sheet etc.) of the customer in order to assess the financial soundness and his repayment capacity.
Responsible to complete all related loan / collateral documents and due verifications to know your customer.
Achieve assigned business targets of product and services.
Gain insight on competitor’s product / services offerings for clients and provide feedback to the line manager.
Ensure regular and effective monitoring of the portfolio so that early problem can be detected.
Responsible to ensure comply with bank’s policies, procedures, guidelines, SBP regulations (as applicable) and ethical & consumer protection practices all the time.

公司标识
Senior Risk and Compliance Officer
Amrdo Foundation
Feb 2020 - Jun 2020 | Hyderabad, Pakistan

Assist Manager AML for Circulation and implementation of internal controls pertains to AML/KYC function
Assist Manager AML for arranging amendments in AML policy as and when required.
Daily Monitoring of transactions with respect to AML/CFT/KYC perspective.
Monitoring, preparation, and submission of CTR/STR and other reports to regulatory agencies.
Preparation and submission of different reports to FI compliance officer.
Provide feedback and suggestions for improvement in the design and implementation of internal controls pertaining to AML/KYC policies.
Provide on the job training to staff with respect to the implementation of internal controls pertains to AML/KYC framework.
Review and ensure and monitor controls for checking of OFAC and UNSC list.
Periodic visits to branches to validate data integrity.
Ensure a perfect environment for teamwork and best place of work.
Work as a Team player and evolve as a candidate to achieve a higher level of assignment.
Any other responsibilities assigned by Line Manager.

公司标识
Regional credit verification officer
Thardeep Microfinance Foundation
Sep 2016 - Jan 2020 | Hyderabad, Pakistan


Develop and Strengthen monitoring inspection and evaluation procedures. 
Monitoring all program activates, expenditures, and progress onwards achieving.  
Monitor and further improvement of the logical frame work. 
Monitor and evaluate overall progress on achievement of results. 
Provide feedback to the regional manager/ monitoring officer on program strategies and activities. 
Suggest strategies to program management 
Share learning from M&E process with the wider team 
Report monthly, quarterly half yearly and annual progress o all program activities to the TMF regional Manager. 
To support monitoring and evaluation of the effects and impact of the program. 
To assist the Regional Manager in preparing other relevant tasks.

公司标识
Field officer
National Rural Development Program
Mar 2015 - Sep 2016 | Badin, Pakistan


Responsible to conduct orientation community meetings.
Responsible for sensitization, Mobilization and establishment of WHCs and Men’s Support groups at village level according to project strategy.
Responsible to bill the capacity and strengthen of WHCs and Men’s support groups in order to manage and monitoring of project activities, local fund raising and resource mobilization, record keeping, performance of health facilitator and trained community midwifes.
Responsible to support and facilitate WHCs for planning and implementation of self – help initiative regarding promotion of mother and child health care.
Responsible to collect and maintain data for monitoring purpose. 
Responsible to develop profile of villages including data of non-literate women, breast feeding and pregnant women, etc. Responsible to conduct meeting with CDOs / WHCs and community support groups and ensure community participation / involvement and ownership.
Responsible to prepare monthly reports on the basis of field activities and records from their respective villages. 
Responsible to increase health awareness among communities and groups.

公司标识
Social Mobilizer
Pakistan fisher-folk forum
Sep 2011 - Dec 2011 | Badin, Pakistan

公司标识
Team Leader
Thardeep Rural Development Programme (TRDP)
Sep 2010 - Apr 2011 | Jamshoro, Pakistan

学历

University of Sindh
学士, 理工学士, B.Sc (Hons)‎
Geography
2009
University of Sindh
学士, , BS Geography‎
Geography
CGPA 2.6/4
2008
Muslim science colleg
中级/A级, , F.Sc Pre-Medical‎
pre medical
所占比重 60%
2004
Mehran Grammer School
大学入学/0级, , Matric in Science‎
Science
所占比重 60%
2002
hyderabad Borde
非预科, Matric in Science‎
Completed
2002

技能

熟练 Administration Knowledge
初学者 Anti Money Laundering
熟练 Business Development Strategies
熟练 Business Loans
熟练 Capacity Building
中级 Compliance
中级 Configuration Switches
熟练 Fostering Teamwork
中级 Handling Assignments
中级 Lead Generation
熟练 Loans Business
熟练 Market Assessments
熟练 Micro Finance
熟练 MIT Knowledge
熟练 Monitoring and Evaluation
中级 Monitoring Performance
熟练 Monitoring Skills
熟练 People Management
熟练 Portfolio development
熟练 Public Health Education
中级 Relationship Management
中级 Risk Analytics
中级 Risk Assessment
中级 SBP regulations & AML Act
熟练 Security Principles
熟练 Social Mobilization
熟练 Socio-economic Suervy
熟练 Team Building
中级 Telemarketing Skills

语言

熟练 信德语
熟练 Saraiki
熟练 乌尔都语
熟练 旁遮普语
中级 英语

Riaz Ahmed 联系人

Muhammad Afzal
Venus Pakistan (Pvt.) Limited (Venus Group of Companies)